Animals In The Attic?

At this time of the year, before it becomes too hot outside, take the time to go into your attic to see what’s in it. Although you may have storage items in your attic, that may not be all there is. Recently, we were on a home inspection in New Albany when we found a huge nest in the attic. Nest in attic are  usually caused by either a squirrel or birds nesting in the attic that have found access to your attic. If you find a situation like the one in this picture, most likely you have something other than your family living in your home. While wearing rubber gloves, clean up the debris and be sure to look for any signs of entry and be sure to seal the point of entry with some wire to assure that this won’t happen again.

Nest in Attic:

Indiana Home Inspector Tells About Negative Grading

Indiana Home Inspector-Water Heater

Best Home Inspection Company This Side Of The River!

Certainty Home Inspection in my opinion is one of the best inspection companies on this side of the river. They have always been fair, honest and very respectful of my buyers and sellers. My buyers love the ease of reading the inspection report and how they break things down for them. Certainty will be on the top of my list as recommended home inspectors. Kathy Striby Prudential Parks and Weisberg Jeffersonville Indiana 47130

Weather Stripping A Window Or Door

Weather Stripping A Window Or Door

In Indiana and Kentucky, all home inspectors will tell you to use weather stripping in your home to seal air gaps around movable joints, such as windows or doors.
To determine how much weather stripping you will need, add the perimeters of all windows and doors to be weather stripped and then buy just a little extra to allow for waste.

Selection
Choose a type of weather stripping that will withstand the friction, weather, temperature changes, and wear and tear of opening or closing of the door or window. For example, when applied to a door bottom or threshold, weather stripping can drag on carpet. Weather stripping in a window sash must accommodate the sliding of panes—up and down, sideways, or out. You want the weather stripping you choose to seal well when the door or window is closed while allowing it to open freely but also allow it to open freely.
Choose a product for each specific location. Felt and open-cell foams tend to be inexpensive, susceptible to weather, visible, and inefficient at blocking airflow. However, the ease of applying these materials may make them valuable in low-traffic areas. Vinyl, which is slightly more expensive, holds up well and resists moisture. Metals are also available, last for years and are affordable
Applying Weather stripping
Weather stripping supplies and techniques range from simple to some difficulty. Consult the instructions on the weather stripping package. Here are a few basic guidelines:
• Weather stripping should be applied to clean and dry surfaces in 20° temperatures or above.
• Measure the weather stripping and the area twice before you cut anything.
• Apply weather stripping against both surfaces. The material should compress when the window or door is shut.
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When weather stripping doors:
• Choose the correct door sweeps and thresholds for the bottom of the doors.
• Weather strip the entire door jamb.
• Apply one strip along each side.
• Make sure the weather stripping meets tightly at the corners.
• Use a thickness that causes the weather stripping to tightly press between the door and the door jamb when the door closes, without making it difficult to shut.

For sealing a window, apply weather stripping between the sash and the frame. The weather stripping should not interfere with the window operation.

For more information on weather stripping, ask your Indiana & Louisville home inspector when you have your home inspection performed.

Window Efficiency

Indiana home Inspector would like to share some information about window efficiency in the Southern Indiana and Louisville area. Windows provide our homes with light, warmth, and ventilation but in the winter time they can lack on performance. Placing your hand against a window pane on a cold day proves the point. If the pane feels cold, there’s a good chance you can reduce your energy costs by either insulating your windows or installing new ones. Insulating with drapes is a low cost fix to drafty windows and reduce heat loss up to 10 percent and in the summer months they can block out the heat, providing a 33%reduction in heat gain. Interior storm windows are another fix and consist of flexible or rigid plastic installed over existing window panes. If you decide to purchase new windows, be sure to choose energy efficient models that will save heating and cooling costs all year long. Energy Star has established a set of energy performance ratings tailored to four climate zones across the US to guide you in selecting new windows. These ratings are broken down into several catorgories although U-Factor and Solar Heat Gain Coeffiecient (SHGC) are the most basic. U-Factor simply meastures how easily heat can flow through a window, not counting direct sunligh. The lower the number the more energy efficient it is. SHGC measures how much heat from sunlight can be absorbed by the window. A high number means the window remains effective at collecting heat during the winter. A low number provides greater shading ability and may be best for Southern climates. For Indiana U-Factor of .40 or lower and a SHGC of .55 or greater works best. For more info visit www.energystar.gov

Most Professional Home Inspection Company In Southern Indiana!

Certainty Home Inspections is certainly one of the most professional home inspection companies in the Southern Indiana area. Vince Hopper EXP Realty

Can't Say Enough About This Indiana Inspector!

That was the best and most comprehensive home inspection.  I would recommend you guys in a second and have told many a friend and relatives about the inspection that was done!  I cannot say enough good things about the two gentlemen that did our home inspection.  Many thanks! Karen Durall New Albany Indiana

Water Entry In Basement

Seven Steps For First Time Home Buyers

1. Educate Yourself About the Mortgage Process – By taking the initiative and learning about the mortgage process, you can be more confident in the financial decisions you are making. It’s important to learn about different types of mortgages, how much you can afford, how your credit impacts your interest rate, and the benefits of home ownership. A mortgage tutorial is available at http://smartedgebygmac.com, which breaks down the home buying process into easy-to-understand steps.

2. Save Just a Little Bit More – It’s not only important to save money for the down payment and closing costs, but it’s important to factor in some of the other costs of home ownership such as decorating, repairs and maintenance. Many mortgage lenders recommend that first-time home buyers have at least three to six months of additional savings in their possession in anticipation of these additional expenses.

3. Check Your Credit – An individual’s credit score will have a significant impact on his or her mortgage loan approval and interest rate. A good first step in financing a home purchase is to check your credit history. You can request a free credit report from any of the three credit reporting bureaus: Equifax, TransUnion or Experian. Carefully review your report and contact the credit reporting bureaus to correct any inaccuracies.

4. Shop Around for a Mortgage Lender – As you start thinking and preparing for the home buying process, start shopping for the mortgage lender from whom you would like to obtain a mortgage for your new home. Because this process is new, it’s easy to go with the first lender or loan officer you meet. Instead, take your time and shop around. Start by asking friends, co-workers and family members for recommendations. When you’ve identified two or three loan officers, ask for references. In addition to pricing (interest rate and closing costs), focus on customer service as well as other services and tools that a mortgage lender may be able to offer you.

5. Get Pre-approved – Before you start working with a real estate agent, consider contacting a mortgage lender to obtain a pre-approval credit decision. A loan officer will review your financial status, including your income, cash flow and credit score, to help you determine the maximum monthly housing payment for which you may be able to qualify, and, if qualified, “pre-approve” your mortgage before you’ve found a home. Armed with a credit pre-approval, you can start searching for homes with a much better idea of your price range, and in turn save time as you will know the right homes to focus on. Obtaining a pre-approval may offer more confidence and certainty to home sellers in your ability to purchase the home.

6. Don’t Be Afraid to Ask Questions – Once you’ve found your new home, the mortgage lender will help you through the details of the loan process. From application to closing, your loan officer will work through the financing process with you, just as your real estate professional should do in the home buying process. Throughout the process, read all loan documents carefully, and involve an attorney, if necessary.

7. Inspect – Before you commit to purchasing a home, don’t forget to hire a licensed home inspector to conduct a thorough assessment of the property. An inspector can alert you to any major problems with the home, and/or help you understand potential short-term and long-term home maintenance issues